CBRE predicts real estate resilience after tough H1

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Commercial property specialists CBRE is forecasting that the real estate market will show continued resilience in 2023 with another busy year of transaction

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Despite The Housing Market Frenzy, 80% Of Buyers In The Past Two Years Don’t Regret Their Purchases

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LendingTree survey finds one in five have issues with appraisals, though.

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The 10 Best Real Estate Markets For First-Time Homebuyers In 2023

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There are still places where home prices are reasonable and more homes are available to help first-time buyers become homeowners.

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Home Builder Confidence Jumps For First Time In 12 Months — As Housing Market ‘Turning Point’ May Be Here

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The bullish survey comes the same day 10-year bond yields hit a four-month low, a signal mortgage rates may soon decline further.

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Effective Agents

Get Deep Performance Insights On Top Real Estate Agents Near You

Top real estate agents sell homes faster and for more money. We’ve analyzed top agents across the US so you can compare the best real estate agents near you using metrics that matter; how well they sell homes like yours.

Get free, objective, performance-based recommendations for top real estate agents in your neighborhood.

Bright Spots for Real Estate: Lower Rates and Uptick in Mortgage Applications

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Home builders also expressed more confidence in the market for the first time since December 2021, according to a trade group.

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Home builder confidence rises for first time in a year as housing market hits 'a turning point'

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The National Association of Home Builders/Wells Fargo gauge of home builder sentiment increased 4 points this month to 35.

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VA Home Loans for Veterans and Military

[] VA Home Loans for Veterans and Military | Veterans United Home Loans Skip to Content

3,650 Veterans verified their eligibility in the past 24 hours.

night_ends && user_time day_ends && user_time 0) { $(‘.hero.container’).addClass(‘full-vh’); } ; }); } ; }); ]]>Without military experience most loans require at least 3% down.Get More Information →]]>

“,”required”: true,”value” : 1,},”down_payment_notice_html” : {“type”: “html”,”content” : “

Without military experience most loans require at least 3% down.

“},”property_search” : {“label” : “Where are you looking to buy?”,”description” : “City or Zip Code”,”type”: “text”,”invalidMsg”: “Please enter a valid location.”,”placeholder” : “City or Zip Code”,”attr”: “autocomplete=”off” aria-describedby=”init_prop_search_instr” aria-owns=”prop_search_results” aria-expanded=”false” aria-autocomplete=”both” aria-activedescendant=”””},”property_zip” : {“type”: “hidden”},”property_city” : {“type”: “hidden”},”property_state” : {“type” : “hidden”,”required” : true,”invalidMsg”: “Please enter a valid US location.”},”property_state_select” : {“label”: “Where will you be living?”,”type” : “select”,”required” : true,”attr”: “autocomplete=”fmcty_off””,”placeholder” : “Select the property location…”,”onChange” : “setPropertyState”,”options” : [[ “AL” , “Alabama” ],[ “AK” , “Alaska” ],[ “AZ” , “Arizona” ],[ “AR” , “Arkansas” ],[ “CA” , “California” ],[ “CO” , “Colorado” ],[ “CT” , “Connecticut” ],[ “DE” , “Delaware” ],[ “DC” , “District of Columbia” ],[ “FL” , “Florida” ],[ “GA” , “Georgia” ],[ “HI” , “Hawaii” ],[ “ID” , “Idaho” ],[ “IL” , “Illinois” ],[ “IN” , “Indiana” ],[ “IA” , “Iowa” ],[ “KS” , “Kansas” ],[ “KY” , “Kentucky” ],[ “LA” , “Louisiana” ],[ “ME” , “Maine” ],[ “MD” , “Maryland” ],[ “MA” , “Massachusetts” ],[ “MI” , “Michigan” ],[ “MN” , “Minnesota” ],[ “MS” , “Mississippi” ],[ “MO” , “Missouri” ],[ “MT” , “Montana” ],[ “NE” , “Nebraska” ],[ “NV” , “Nevada” ],[ “NH” , “New Hampshire” ],[ “NJ” , “New Jersey” ],[ “NM” , “New Mexico” ],[ “NY” , “New York” ],[ “NC” , “North Carolina” ],[ “ND” , “North Dakota” ],[ “OH” , “Ohio” ],[ “OK” , “Oklahoma” ],[ “OR” , “Oregon” ],[ “PA” , “Pennsylvania” ],[ “RI” , “Rhode Island” ],[ “SC” , “South Carolina” ],[ “SD” , “South Dakota” ],[ “TN” , “Tennessee” ],[ “TX” , “Texas” ],[ “UT” , “Utah” ],[ “VT” , “Vermont” ],[ “VA” , “Virginia” ],[ “WA” , “Washington” ],[ “WV” , “West Virginia” ],[ “WI” , “Wisconsin” ],[ “WY” , “Wyoming” ]],”disabledOptions” : false},”state_unavailable_notice” : {“type”: “hidden”,”required”: true},”state_unavailable_notice_html” : {“type”: “html”,”content” : “

New York Homebuyers:

Due to state regulations, we are not able to accept home loan inquiries for New York properties on this site. If you are interested in a property in another area, you may hit Back and enter a different location.

“},”when_loan” : {“label”: “When are you planning to make your home purchase?”,”type” : “radio”,”required” : true,”placeholder” : “Select your timeframe…”,”options” : [[ “signed purchase agreement” , “Immediately: Signed a Purchase Agreement” ],[ “offer pending” , “ASAP: Found a House/Offer Pending” ],[ “within a month” , “Within 30 Days” ],[ “2 to 3 months” , “2 – 3 Months” ],[ “3 to 6 months” , “3 – 6 Months” ],[ “over 6 months” , “6+ Months” ],[ “no time frame” , “No Time Frame/Still Researching Options” ]]},”preventing_loan” : {“label”: “What prevents you from buying your new home today?”,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[ “credit” , “My credit rating is too low” ],[ “income” , “My income is too low” ],[ “under_lease” , “I am locked in a rent/lease” ],[ “new_city” , “I am transferring to a new location” ],[ “still_looking” , “I haven’t found a home yet”],[ “other” , “Other” ]]},”property_value” : {“label”: “What is your price range?”,”description”: “(An estimate is fine)”,”type” : “radio”,”required” : true,”options” : [[ “90000”, “under $100,000” ],[ “150000” , “$100,000 – $150,000” ],[ “200000” , “$150,000 – $200,000” ],[ “250000” , “$200,000 – $250,000” ],[ “300000” , “$250,000 – $300,000” ],[ “350000” , “$300,000 – $350,000” ],[ “400000” , “$350,000 – $400,000” ],[ “400001” , “$400,000 or more” ],[ “150001” , “I don’t know”]],”onChange” : “calculateDownPayment”,},”home_value” : {“label”: “What is the value of your home?”,”description”: “(An estimate is fine)”,”type” : “currency”,”required” : true,”attr”: “size=”11″ maxlength=”11″ pattern=”[0-9]*””,”invalidMsg”: “Please enter a valid dollar amount.”,”onChange”: “calcRefiLtv”,},”down_payment” : {“label”: “How much of a down payment would you like to make?”,”description”: “”,”type” : “radio”,”required” : true,”options” : [[ “0” , “0%” ],[ “3.5” , “3.5%” ],[ “5” , “5%” ],[ “10” , “10%” ],[ “15” , “15%” ],[ “20” , “20%” ],[ “21” , “More than 20%” ]]},”credit_rating” : {“label”: “What is your current credit score?”,”description” : “”,”type” : “radio”,”required” : true,”options” : [[“Excellent” , “Excellent (720+)”],[“Good” , “Good (680-719)”],[“Fair” , “Fair (640-679)”],[“Below Average” , “Below Average (620-639)”],[“Poor” , “Poor (Below 620)”],[“unknown” , “I don’t know”]],},”current_rate” : {“label”: “What is your current mortgage interest rate?”,”type” : “select”,”required” : true,”placeholder” : “Select your current interest rate…”,”options” : [[ “2.99” , “under 3%” ],[ “3” , “3%” ],[ “3.125” , “3.125%” ],[ “3.25” , “3.25%” ],[ “3.375” , “3.375%” ],[ “3.5” , “3.5%” ],[ “3.625” , “3.625%” ],[ “3.75” , “3.75%” ],[ “3.875” , “3.875%” ],[ “4” , “4%” ],[ “4.125” , “4.125%” ],[ “4.25” , “4.25%” ],[ “4.375” , “4.375%” ],[ “4.5” , “4.5%” ],[ “4.625” , “4.625%” ],[ “4.75” , “4.75%” ],[ “4.875” , “4.875%” ],[ “5” , “5%” ],[ “5.125” , “5.125%” ],[ “5.25” , “5.25%” ],[ “5.375” , “5.375%” ],[ “5.5” , “5.5%” ],[ “5.625” , “5.625%” ],[ “5.75” , “5.75%” ],[ “5.875” , “5.875%” ],[ “6” , “6%” ],[ “6.125” , “6.125%” ],[ “6.25” , “6.25%” ],[ “6.375” , “6.375%” ],[ “6.5” , “6.5%” ],[ “6.625” , “6.625%” ],[ “6.75” , “6.75%” ],[ “6.875” , “6.875%” ],[ “7” , “7%” ],[ “7.125” , “7.125%” ],[ “7.25” , “7.25%” ],[ “7.375” , “7.375%” ],[ “7.5” , “7.5%” ],[ “7.625” , “7.625%” ],[ “7.75” , “7.75%” ],[ “7.875” , “7.875%” ],[ “8” , “8%” ],[ “8.125” , “8.125%” ],[ “8.25” , “8.25%” ],[ “8.375” , “8.375%” ],[ “8.5” , “8.5%” ],[ “8.625” , “8.625%” ],[ “8.75” , “8.75%” ],[ “8.875” , “8.875%” ],[ “9” , “9%” ],[ “9.125” , “9.125%” ],[ “9.25” , “9.25%” ],[ “9.375” , “9.375%” ],[ “9.5” , “9.5%” ],[ “9.625” , “9.625%” ],[ “9.75” , “9.75%” ],[ “9.875” , “9.875%” ],[ “10” , “10%” ],[ “10.01” , “over 10%” ],[ “5.01” , “I don’t know” ]]},”balance” : {“label”: “How much do you currently owe on your home mortgage?”,”type” : “currency”,”required” : true,”attr”: “size=”11″ maxlength=”11″ pattern=”[0-9]*””,”invalidMsg”: “Please enter a valid dollar amount.”,”onChange”: “calcRefiLtv”,},”refi_ltv” : {“type”: “hidden”,”onChange”: “calcRefiTotalLoanAmount”},”refi_total_loan_amount” : {“type”: “hidden”},”refi_ltv_message” : {“type”: “hidden”,”label” : “

Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United.
Learn more about VA Cash-Out Refinancing

Would you still like to see if we can lower your interest rate?

“,”required”: true,”value” : 1},”ny_opq_message” : {“type”: “hidden”,”label” : “

Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.

Get Preapproved Online →“,”required”: true,”value” : 1,},”tx_cashout_message” : {“type”: “radio”,”label” : “

Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.

Would you still like to see if we can lower your interest rate?

“,”required”: true,”class” : “field-stacked”,”options” : [[ “1” , “Yes, continue” ],],”onChange” : “txCashout”},”currentva” : {“label”: “Do you currently have a VA Loan?”,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[ “yes” , “Yes, I currently have a VA loan” ],[ “no” , “No, I do not currently have a VA Loan” ]]},”property_type” : {“label”: “What type of property are you buying?”,”type” : “radio”,”required” : true,”options” : [[ “single” , “Single-Family Home” ],[ “condominium” , “Condominium” ],[ “townhome” , “Town Home” ],[ “multifamily” , “Multi-Family” ],[ “manufactured” , “Mobile / Manufactured” ],[ “new construction” , “New Construction” ],[ “other” , “Other” ]]},”manufactured_own” : {“label”: “Will you own or rent the land your home is on?”,”description” : “Your lender will use this information to determine what kind of loan is right for you.”,”type” : “radio”,”required” : true,”options” : [[ “own” , “Own” ],[ “rent” , “Rent” ]]},”property_use” : {“label”: “How will this property be used?”,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[ “primary” , “Primary Residence” ],[ “secondary” , “Secondary / Vacation Home” ],[ “investment” , “Investment Property” ],[ “other” , “Other” ]]},”living_situation” : {“label”: “Do you currently own a home?”,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[ “own” , “Yes, I currently own a home” ],[ “rent” , “No, I am currently renting” ],[ “other” , “No, I have other living arrangements” ]]},”email” : {“label” : “What is your email address?”,”description” : “”,”type”: “email”,”required”: true,”placeholder” : “email@example.com”,”invalidMsg”: “Please enter a valid email address.”,”doNotTrack”: true},”name_label” : {“type”: “html”,”content” : “

What is your name?

“},”first_name” : {“label” : “First Name:”,”type”: “text”,”required”: true,”placeholder” : “First”,”invalidMsg”: “Please enter your first name.”,”doNotTrack”: true},”last_name” : {“label” : “Last Name:”,”type”: “text”,”required”: true,”placeholder” : “Last”,”invalidMsg”: “Please enter your last name.”,”doNotTrack”: true},”address_label” : {“type”: “html”,”content” : “

What is your current street address and ZIP?

“},”address” : {“label” : “Street Address:”,”description” : “”,”type”: “text”,”required”: true,”placeholder” : “Street Address”,”invalidMsg”: “Please provide your current street address.”,”doNotTrack”: true},”zip” : {“label” : “ZIP Code:”,”type”: “text”,”required”: true,”placeholder” : “ZIP Code”,”attr”: “size=”5″ maxlength=”5″ pattern=”[0-9]*””,”invalidMsg”: “Please enter a valid 5-digit ZIP code.”},”time_at_current_address” : {“label”: “How long have you lived at this address?”,”type” : “radio”,”required” : true,”placeholder” : “Select a timeframe…”,”class” : “field-stacked”,”options” : [[ “less than 1 year” , “Less than 1 year” ],[ “1 to 2 years” , “1 – 2 Years” ],[ “2 to 5 years” , “2 – 5 Years” ],[ “over 5 years” , “5+ Years” ]]},”phone_full” : {“label” : “What is your phone number?”,”description” : “”,”type”: “tel”,”required”: true,”placeholder” : “(    )     -“,”invalidMsg”: “Please enter a valid phone number.”,”doNotTrack”: true},”vuhlagree_preamble” : {“type”: “html”,”content” : “

By submitting, I acknowledge, consent and agree to the terms listed below.

“},”vuhlagree” : {“type”: “html”,”content” : “By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its affiliates, and lenders, agents and home-services providers about real estate matters or promotional offers from partners, even if they use anautodialer and even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the privacy policy and terms. I may receive service without this consent by contacting Veterans United.”},”vuhlagree_checkbox” : {“type”: “checkbox”,”value” : 1,”required”: true,”invalidMsg”: “Check the box above to continue online. You may alternatively call us at 1-800-884-5560 to move ahead.”,”label” : “I agree to receive calls or texts at this number from Veterans United Home Loans, its affiliates, and lenders, agents and home-services providers about real estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List. I agree to accept delivery of documents electronically; I agree to the privacy policy and terms. I may receive service without this consent bycontacting Veterans United.”},”opq” : {“label”: “You’re almost there! How would you like to proceed?”,”type” : “radio”,”required” : true,”invalidMsg”: “Please tell us how you would like to proceed.”,”options” : [[ “no” , “Request a Call” ],[ “yes” , “Continue Online” ]]},”secure_label” : {“type” : “html”,”content” : “SECURE FIELD: Protected by 256-bit SSL Encryption”},”gross_income” : {“label”: “How much do you currently owe on your home mortgage?”,”type” : “radio”,”required” : true,”options” : [[ “90000”, “under $100,000” ],[ “150000” , “$100,000 – $150,000” ],[ “200000” , “$150,000 – $200,000” ],[ “250000” , “$200,000 – $250,000” ],[ “300000” , “$250,000 – $300,000” ],[ “350000” , “$300,000 – $350,000” ],[ “400000” , “$350,000 – $400,000” ],[ “400001” , “$400,000 or more” ],[ “150001” , “I don’t know”]]},”gross_income” : {“label”: “What is your household gross (before taxes) annual income?”,”type” : “radio”,”required” : true,”placeholder” : “Select your gross household income…”,”invalidMsg”: “Please select the total gross (before taxes) annual income for your household.”,”options” : [[ ‘30000’ , ‘Less than $30,000’ ],[ ‘50000’ , ‘$30,000 – $50,000’ ],[ ‘75000’ , ‘$50,000 – $75,000’ ],[ ‘100000’, ‘$75,000 – $100,000’ ],[ ‘100001’, ‘Greater than $100,000’ ]]},”bankruptcy” : {“label”: “Have you declared bankruptcy in the past 2 years?”,”type” : “radio”,”required” : true,”placeholder” : “Select a response…”,”invalidMsg”: “Please select your bankruptcy status.”,”class” : “field-stacked”,”options” : [[ ‘Never’ , ‘No’ ],[ ‘Currently’ , ‘Yes’ ]]},”occupational_status” : {“label”: “What is your current employment status?”,”type” : “radio”,”required” : true,”placeholder” : “Select your employment status…”,”invalidMsg”: “Please select your current employment status.”,”class” : “field-stacked”,”options” : [[‘Employed’, ‘Employed’],[‘Self-Employed’ , ‘Self-Employed / 1099 Independent Contractor’],[‘Retired’ , ‘Retired’],[‘Not-Employed’, ‘Not Employed’]]},”occupational_industry” : {“label”: “In which industry are you employed?”,”type” : “radio”,”required” : true,”placeholder” : “Select your employment industry…”,”invalidMsg”: “Please select your current employment industry.”,”options” : [[‘Agriculture’, ‘Agriculture’],[‘Construction’ , ‘Construction’],[‘Education’, ‘Education’ ],[‘Engineering’, ‘Engineering’ ],[‘Hospitality’, ‘Food & Hospitality’ ],[‘Finance’, ‘Finance’ ],[‘Healthcare’ , ‘Healthcare’ ],[‘IT’ , ‘Information Technology’ ],[‘LawEnforcementPublicSafety’, ‘Law Enforcement / Safety’ ],[‘Transportation’, ‘Transportation / Logistics’ ],[‘Other’, ‘Other’]]},”marital_status” : {“label”: “What is your current marital status?”,”type” : “radio”,”required” : true,”placeholder” : “Select your marital status…”,”invalidMsg”: “Please select your current marital status.”,”options” : [[‘Married’ , ‘Married’],[‘Unmarried’ , ‘Unmarried’],[‘Legally Separated’ , ‘Legally Separated’],[‘Widowed’, ‘Widowed’],[‘Other’, ‘Other’],[‘unknown’, ‘I’d rather not say’]]},”has_real_estate_agent” : {“label”: “Are you currently working with a real estate agent?”,”type” : “radio”,”required” : true,”placeholder” : “Select a response…”,”invalidMsg”: “Please select a response.”,”class” : “field-stacked”,”options” : [[‘no’, ‘No, I do not have an agent’],[‘yes’ , ‘Yes, I have an agent’]]},”wants_real_estate_agent” : {“label”: “Do you need a real estate agent?”,”type” : “radio”,”required” : true,”description” : “Earn up to $1,875* credit at closing when you also work with a Veterans United Realty network agent!”,”invalidMsg”: “Please select a response.”,”class” : “field-stacked”,”options” : [[‘yes’ , ‘Yes, I need an agent (Recommended)’],[‘no’, ‘No, I already have an agent’],[‘na’, ‘Skip this question’]]},”vur_offer_disclaimer” : {“label”: “*Credit amounts vary based on factors including loan amount, restrictions apply.”,”type” : “hidden”},”cash_out” : {“label” : “Would you like to use your home’s equity to borrow additional cash?”,”type”: “radio”,”required”: true,”options” :[[ “yes” , “Yes” ],[ “no”, “No” ]]},”cash_out_amount” : {“label” : “How much additional cash would you like to take out?”,”description” : “You may be able to take out as much as $325,000.”,”type”: “number_slider”,”required”: true,”mask”: “number”,”attr”: “size=”11″ maxlength=”11″ pattern=”[0-9]*””,”min” : “0”,”max” : 325000,”step”: 500,”value” : “0”,”onChange”: “calcRefiTotalLoanAmount”},”first_time” : {“label” : “Is this your first time buying a home?”,”type”: “radio”,”required”: true,”class” : “field-stacked”,”options” :[[ “yes” , “Yes” ],[ “no”, “No” ]]},”sell_before_purchase” : {“label” : “Do you plan to sell your current home when purchasing a new one?”,”type”: “radio”,”required”: true,”class” : “field-stacked”,”options” :[[ “yes” , “Yes” ],[ “no”, “No” ]]},”renting_end_date_label” : {“type”: “html”,”content” : “

When does your lease end?

“},”renting_end_date_month” : {“label” : “Month:”,”type”: “select”,”required”: true,”placeholder” : “Month”,”invalidMsg”: “Please select a month.”,”options” :[[ “01” , “01 – January” ],[ “02” , “02 – February” ],[ “03” , “03 – March” ],[ “04” , “04 – April” ],[ “05” , “05 – May” ],[ “06” , “06 – June” ],[ “07” , “07 – July” ],[ “08” , “08 – August” ],[ “09” , “09 – September” ],[ “10” , “10 – October” ],[ “11” , “11 – November” ],[ “12” , “12 – December” ],[ “99” , “Other / No End Date” ]]},”renting_end_date_year” : {“label” : “Year:”,”type”: “select”,”required”: true,”placeholder” : “Year”,”invalidMsg”: “Please select a valid date in the future.”,”options” :[[ “2023” , “2023” ],[ “2024” , “2024” ],[ “2025” , “2025” ],[ “2026” , “2026” ],[ “2027” , “2027” ],[ “2028” , “2028+” ],[ “9999” , “Other / No End Date” ]]},”current_rent_amount” : {“label”: “What is your current monthly rent payment?”,”type” : “currency”,”placeholder” : “”,”required” : true,”attr”: “size=”9″ maxlength=”9″ pattern=”[0-9]*””,”invalidMsg”: “Please enter a valid dollar amount.”,},”desired_payment” : {“label” : “What is your desired monthly payment?”,”description” : “Enter a monthly payment, including taxes and insurance, that feels comfortable in your budget. An estimate is fine.”,”type”: “currency”,”required”: true,”placeholder” : “”,”invalidMsg”: “Please enter a valid dollar amount.”,”attr”: “size=”9″ maxlength=”9″ pattern=”[0-9]*””,},”twilio_phone” : {“label” : “What is your phone number?”,”type”: “tel”,”required”: true,”placeholder” : “(    )     -“,”invalidMsg”: “Please enter a valid phone number.”,”doNotTrack”: true,},”phone_resend_label” : {“type”: “html”,”content” : “Didn’t get a code?”},”phone_resend_text” : {“label” : “”,”type”: “radio”,”class” : “inline-link”,”required”: false,”options” : [[ “text” , “Resend code” ],],”onChange”: “resendCodeText”,},”phone_resend_call” : {“label” : “”,”type”: “radio”,”class” : “inline-link”,”required”: false,”options” : [[ “call” , “Call me with a code” ],],”onChange”: “resendCodeCall”,},”phone_verify_code” : {“label” : “Verification Code”,”description” : “Please enter the 4-digit code that was sent to you.”,”type”: “text”,”attr”: “inputmode=”numeric” autocomplete=”one-time-code” maxlength=”4″ pattern=”[0-9]*””,”required”: true,”placeholder” : ‘0000’,”invalidMsg”: “Please enter the code sent.”,},”previous_customer” : {“label” : “Have you closed a loan with Veterans United before?”,”type”: “radio”,”required”: true,”class” : “field-stacked”,”options” :[[ “yes” , “Yes” ],[ “no” , “No” ],]},”vu_referrer” : {“label” : “How did you hear about Veterans United?”,”type”: “radio”,”required”: true,”options” :[[ “friend or family” , “Friend or Family Member” ],[ “real estate agent” , “Real Estate Agent” ],[ “builder” , “My Builder” ],[ “internet search” , “Internet Search” ],[ “online ad” , “Online Advertisement” ],[ “tv or radio” , “TV or Radio Ad” ],[ “direct mail” , “Direct Mail” ],[ “other” , “Other” ]]},”disability_rating” : {“label”: “Do you have a disability rating of 10% or higher from the VA?”,”description” : “Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. This fee goes directly to the Department of Veterans Affairs.“,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[ “yes” , “Yes” ],[ “no” , “No” ],[ “unknown” , “I’d rather not say” ]]},”disability_income” : {“label”: “Are you currently receiving VA Disability Income?”,”description” : “Your receipt of VA disability income may help us determine other benefits of your VA loan.”,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[ “yes” , “Yes” ],[ “no” , “No” ],[ “unknown” , “I’d rather not say” ]]},”current_loan_type” : {“label” : “What type of loan is your current mortgage?”,”type” : “radio”,”required” : true,”options” : [[“Conventional” , “Conventional”],[“VA” , “VA”],[“FHA” , “FHA”],[“USDA” , “USDA”],[“none” , “No current mortgage”],[“unknown” , “I don’t know”]]},”previous_va_loan” : {“label” : “Have you ever used a VA Loan before?”,”type” : “radio”,”required” : true,”class” : “field-stacked”,”options” : [[“yes” , “Yes”],[“no” , “No”]]},”paddio” : {“label” : 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Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.

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is_civilian && has_disability_income”,”target”: “disability_rating”,”action”: “show”,”else”: “hide”},”toggle_military_status” : {“condition” : “! is_civilian && ! is_spouse && ! is_other_va_eligible”,”target” : “military_status”,”action”: “show”,”else”: “hide”},”toggle_currently_overseas” : {“condition” : “is_active_duty && ! is_civilian && ! is_spouse && ! is_other_va_eligible”,”target” : “currently_overseas”,”action”: “show”,”else”: “hide”},”toggle_pcs” : {“condition” : “is_purchase && is_active_duty && ! is_civilian && ! is_spouse && ! is_other_va_eligible”,”target” : “pcs”,”action”: “show”,”else”: “hide”},”toggle_military_type” : {“condition” : “! is_civilian && ! is_spouse && ! is_other_va_eligible”,”target” : “military_type”,”action”: “show”,”else”: “hide”},”toggle_property_type_construction” : {“condition” : “is_refinance”,”target” : “property_type”,”action”: {“disabledOptions” : [“new construction”]},”else”: {“disabledOptions” : [“other”]}},”toggle_living_situation” : {“condition” : “is_purchase”,”target” : “living_situation”,”action” : “show”,”else” : “hide”},”toggle_opq_version” : {“condition” : “random_under_80″,”target” : “opq_version”,”action” : {“value” : “manual”},”else” : {“value” : “auto”},},”toggle_opq_worthy” : {“condition” : “! property_in_territory && ! ( is_refinance && ( has_bankruptcy || is_manufactured_home || ! refi_amount_greater_than_15000 || ( property_state_is_TX && ( is_refi_cashout || is_refi_consolidation ) ) ) )”,”target” : “opq_worthy”,”action” : {“value” : “1”},”else” : {“value” : “0”}},”toggle_ny_opq_message” : {“condition” : “property_state_is_NY”,”target”: “ny_opq_message”,”action”: “show”,”else”: “hide”},},”validation” : {“zip” : {“operator” : “regex”,”value” : “^\d{5}$”},”phone_full” : {“operator” : “regex”,”value” : “^[23456789]\d{9}$”},”renting_end_date_year” : {“operator” : “fn”,”value” : “validateRentingEndDate”},”twilio_phone” : {“operator” : “ajax”,”value” : “validatePhone”},”phone_verify_code” : {“operator” : “ajax”,”value” : “validateCode”},}},”nextText” : “Continue”,”submitText” : “Next”,”submitUrl” : “https://www.veteransunited.com/backend.php”,”submitFn” : “submitFn”,”autoFocus” : true,};window.mrcFormConfig.order[0].after = $(‘.proof-v2’);$(document).ready(function(){var mrcForm = $(‘#v4_lp’);Fmcty.fn.launchWindow = function(url,opts) {var width = 600,height = 400;if (opts && opts.width) {width = opts.width;}if (opts && opts.height) {height = opts.height;}var left = (screen.width / 2) – (width / 2),top = (screen.height / 2) – (height / 2);if (opts && opts.top) {top = opts.top;}if (opts && opts.left) {left = opts.left;}var fmctyNewWindow = window.open(url, “, ‘menubar=no,toolbar=no,resizable=yes,scrollbars=yes,height=’ + height + ‘,width=’ + width + ‘,top=’ + top + ‘,left=’ + left);if (window.focus) {fmctyNewWindow.focus()}return false;};mrcForm.on(‘fmcty:ready’,function(data){$(this).addClass(‘fmcty-ready’);});Fmcty.fn.calculateDownPayment = function(data){var values=data.values;$(‘input[name=”down_payment”] + label’).each(function () {var label = $(this),input = $(‘#’ + label.attr(‘for’)),percent = input.val();if (percent > 0 && percent =400001) {var range1 = Math.round(400000 * percent / 100);range1 = range1.toString().replace(/B(?=(d{3})+(?!d))/g, “,”);var range = ” ($” + range1 + ” + )”;} else if(values.property_value != 150001) {var range1 = Math.round(parseInt(values.property_value) * percent / 100);var range2 = Math.round((parseInt(values.property_value) + 50000) * percent / 100);range1 = range1.toString().replace(/B(?=(d{3})+(?!d))/g, “,”);range2 = range2.toString().replace(/B(?=(d{3})+(?!d))/g, “,”);var range = ” ($” + range1 + ” – $” + range2 + “)”;} else {var range = “;};percent = percent + “%”;label.html(percent + ” ” + range + “”);} else {label.text(percent + “%”);}}});};Fmcty.fn.validateCode = function(data){var form_id = data.form_id,codeValue = data.value,phoneValue= Fmcty[form_id].verifiedPhone,carrierType = Fmcty[form_id].verifiedCarrierType;if(carrierType == “mobile”) {var ajaxUrl = “/ajax/twilio_check_verify.php?verify_method=sms&code=” + codeValue + “&phone=” + phoneValue;} else if(carrierType == “landline”) {var ajaxUrl = “/ajax/twilio_check_verify.php?verify_method=call&code=” + codeValue + “&phone=” + phoneValue;}$.ajax({url: ajaxUrl,dataType: ‘json’,success: function(res){if (res.success) {data.input.valid();Fmcty[form_id].submit(false);} else {data.input.validationText = “Incorrect Verification Code”;data.input.invalid();}},error: function (res){}});setTimeout(function() {data.input.valid();data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);},1);};Fmcty.fn.sendVerification = function(data){var form_id = data.form_id,carrierType = Fmcty[form_id].verifiedCarrierType,phoneValue = Fmcty[form_id].verifiedPhone,currentSlide = $(‘#’+form_id+’ .fmcty-section-active’).data(‘fmcty-section’);if(Fmcty[form_id].hasOwnProperty(‘verifiedPhone’) && currentSlide != “phone-verify”) {var resendType = data.value;if (carrierType === ‘mobile’ && resendType === ‘text’){var ajaxUrl = “/ajax/twilio_verify_send_code.php?verify_method=sms&phone=” + phoneValue;} else if (carrierType === ‘landline’ || resendType === ‘call’){var ajaxUrl = “/ajax/twilio_verify_send_code.php?verify_method=call&phone=” + phoneValue;};$.ajax({url: ajaxUrl,dataType: ‘json’,success: function(res){},error: function(res){data.input.invalid();},});} else {if (carrierType === ‘mobile’){var ajaxUrl = “/ajax/twilio_verify_send_code.php?verify_method=sms&phone=” + phoneValue;} else if (carrierType === ‘landline’){var ajaxUrl = “/ajax/twilio_verify_send_code.php?verify_method=call&phone=” + phoneValue;};$.ajax({url: ajaxUrl,dataType: ‘json’,success: function(res){data.input.valid();Fmcty[form_id].next(false);},error: function(res){data.input.invalid();},});};};Fmcty.fn.validatePhone = function(data) {var rx = new RegExp(‘^\d{10}$’),form_id = data.form_id,phoneValue = data.value;if (Fmcty[form_id].hasOwnProperty(‘verifiedPhone’) && Fmcty[form_id].verifiedPhone == phoneValue){setTimeout(function(){$(‘#’+form_id+’ .fmcty-section[data-fmcty-section=”phone-verify-code”]’).removeClass(‘fmcty-section-waiting’);},1);Fmcty[form_id].next(false);} else {if(rx.test(phoneValue) && ! Fmcty[form_id].phoneCheckInProgress){Fmcty[form_id].phoneCheckInProgress = true;$.ajax({url: “/ajax/twilio_phone_lookup.php?phone=” + phoneValue,dataType: ‘json’,success: function(res){if(res.carrier_type != ‘invalid’){Fmcty[form_id].verifiedCarrierType = res.carrier_type;Fmcty[form_id].verifiedPhone = phoneValue;data.form.find(‘input[name=”phone_full”]’).val(data.values.twilio_phone).trigger(‘change’);Fmcty.fn.sendVerification(data);} else {data.input.invalid();}data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);Fmcty[form_id].phoneCheckInProgress = false;},error: function(res){data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);data.input.invalid();}});} else {setTimeout(function() {data.input.closest(‘.fmcty-section’).removeClass(‘fmcty-section-waiting’);data.input.invalid();},1);}};};Fmcty.fn.resendCodeText = function(data) {Fmcty.fn.sendVerification(data);};Fmcty.fn.resendCodeCall = function(data) {Fmcty.fn.sendVerification(data);};Fmcty.fn.showOpq = function(Fmcty,input,values,result) {if (window.Fmcty.version && parseFloat(window.Fmcty.version) >= 2) { /* Fmcty 2.0 conversion */input = Fmcty.input;values = Fmcty.values;result = Fmcty.result;}$(input).closest(‘.fmcty-form’).find(‘.fmcty-section[data-fmcty-section=”phone”] .fmcty-submit’).html(‘Continue’);return false;};Fmcty.fn.hideOpq = function(Fmcty,input,values,result) {if (window.Fmcty.version && parseFloat(window.Fmcty.version) >= 2) { /* Fmcty 2.0 conversion */input = Fmcty.input;values = Fmcty.values;result = Fmcty.result;}$(input).closest(‘.fmcty-form’).find(‘.fmcty-section[data-fmcty-section=”phone”] .fmcty-submit’).html(‘Next’);return false;};Fmcty.fn.validateRentingEndDate = function(data) {var isValid = true,currMonth = 01,currYear= 2023;if (data.values) {if ( parseInt(data.values.renting_end_date_month) ‘).appendTo(prop_search.parent());}if ( ! autocomplete.length ) {autocomplete = $(‘

When autocomplete results are available use up and down arrows to review and enter to select.

‘).insertAfter(prop_search.parent().parent());}var autocomplete_results = autocomplete.find(‘.fmcty-autocomplete-results’);if (value.length ‘+autocomplete_item+’‘);}}location = result.data[0];section.find(‘#prop_search_aria_update’).text(result.data.length + ‘ location results’);section.removeClass(‘fmcty-section-waiting mrc-section-waiting’).addClass(‘mrc-zip-complete’);prop_search.closest(‘.fmcty-field’).addClass(‘fmcty-field-focused’);prop_search.attr(‘aria-expanded’, ‘true’);section.find(‘.fmcty-field-validation’).remove();location_display = “”;if (location.PLACENAME) {location_display += location.PLACENAME+”, “;prop_city.val(location.PLACENAME).trigger(‘change’);} else {prop_city.val(“).trigger(‘change’);}if (location.STATEABBV) {location_display += location.STATEABBV;prop_state.val(location.STATEABBV).trigger(‘change’);} else {prop_state.val(“).trigger(‘change’);}if (location.ZIPCODE) {prop_zip.val(location.ZIPCODE).trigger(‘change’);} else {prop_zip.val(“).trigger(‘change’);}if (location.type === “zip”) {location_display = location.ZIPCODE+”, ” + location_display;}var location_display_partial = location_display.slice(0, value.length),value_regex = new RegExp(value.replace(/[.-dws]+/g, ‘$&’), ‘i’),location_regex = new RegExp(location_display_partial.replace(/[.-dws]+/g, ‘$&’), ‘i’),location_result = location_regex.test(value_regex);if (location_result) {location_display = value + location_display.slice(value.length);} else {location_display = “”;}result_display.val(location_display);} else {section.removeClass(‘fmcty-section-waiting mrc-section-waiting’).removeClass(‘mrc-zip-complete’);prop_search.attr(‘aria-expanded’, ‘false’);section.find(‘#prop_search_aria_update’).text(“);prop_zip.val(“).trigger(‘change’);prop_city.val(“).trigger(‘change’);prop_state.val(“).trigger(‘change’);result_display.val(“);section.find(‘.fmcty-ajax-result-description’).remove();}},function(result) {if (result.statusText && result.statusText === “error”) {section.removeClass(‘fmcty-section-waiting mrc-section-waiting’).removeClass(‘mrc-zip-complete’);prop_search.attr(‘aria-expanded’, ‘false’);prop_state.val(‘fail’).trigger(‘change’);section.find(‘.fmcty-ajax-result-description’).remove();} else {prop_zip.val(“).trigger(‘change’);prop_city.val(“).trigger(‘change’);prop_state.val(“).trigger(‘change’);result_display.val(“);}});};Fmcty.fn.setPropertyState = function(Fmcty,input,value,values,event) {var form;if (window.Fmcty.version && parseFloat(window.Fmcty.version) >= 2) { /* Fmcty 2.0 conversion */form= Fmcty.form;value = Fmcty.value;} else {form = input.closest(‘.fmcty-form’);}form.find(‘input[name=”property_state”]’).val(value).trigger(‘change’);form.find(‘input[name=”property_city”]’).val(“).trigger(‘change’);};if (Fmcty.values) {var prop_search_val = “”;if (Fmcty.values.property_zip) {prop_search_val = Fmcty.values.property_zip;if (Fmcty.values.property_city) {prop_search_val += “, “;}}if (Fmcty.values.property_city) {prop_search_val += Fmcty.values.property_city;if (Fmcty.values.property_state) {prop_search_val += “, ” + Fmcty.values.property_state;}}Fmcty.values.property_search = prop_search_val;}Fmcty.fn.calcRefiLtv = function(data){Fmcty.fn.calcRefiTotalLoanAmount(data);if (!data.values.home_value || !data.values.balance || data.values.home_value == 0) {return;}var homeVal = parseInt(data.values.home_value),balance = parseInt(data.values.balance),ltv = Math.round(balance / homeVal * 100),cashOutMax = Math.round((homeVal * .9 ) – balance);if (cashOutMax > 325000){cashOutMax = 325000;} else if (cashOutMax cashOutMax) {data.form.find(‘[name=”cash_out_amount”]’).val(cashOutMax).trigger(‘change’);}data.form.find(‘[name=”refi_ltv”]’).val(ltv).trigger(‘change’);data.form.find(‘.fmcty_max_cash_out’).text(String(cashOutMax).replace(/(.)(?=(d{3})+$)/g,’$1,’));};Fmcty.fn.calcRefiTotalLoanAmount = function(data){var balance = parseInt(data.values.balance) || 0,cashout = parseInt(data.values.cash_out_amount) || 0;data.form.find(‘[name=”refi_total_loan_amount”]’).val(balance + cashout).trigger(‘change’);};Fmcty.fn.txCashout = function(data){data.form.find(‘input[name=”refi_reason”]’).prop(‘checked’,false).trigger(‘change’).filter(‘[value=”rate”]’).prop(‘checked’,true).trigger(‘change’);};Fmcty.fn.submitFn = function(data){var response = data;if (data.response) {response = data.response; /* Fmcty 2.0 conversion */}if (data.values) {Fmcty.fn.recordLeadFeed(data.values);}if (response && response.return_url) {window.location = response.return_url;}};Fmcty.fn.recordLeadFeed = function(values){if (values && values.first_name && values.property_city){var badNames = [“test”,”fuck”,”fucker”,”shit”,”bitch”,”nigger”,”no”,”none”];if(jQuery.inArray(values.first_name.toLowerCase(), badNames) === -1) {$.ajax({type: “POST”,url: “https://webhook.proofapi.com/cw/s8PWk6DsvxQ1kIlMHomPRJK4BRE2/-M78Glw6aeb1hgoWfTvm”,dataType: “json”,data: {“type” : “custom”,”first_name” : values.first_name,”email” : values.first_name+values.zip+Math.floor((Math.random() * 1000) + 1)+”@example.com”,”city”: values.property_city,”state”: values.property_state,”country”: “United States”,},success: function(response) {},error: function(response) {},});}}};Fmcty.fn.utf8_to_b64 = function( str ) {return window.btoa(unescape(encodeURIComponent( str )));};Fmcty.fn.createRngCookie = function(data){var cookieName = “rngFormData”;var lifetime =30;var value = Fmcty.fn.utf8_to_b64(JSON.stringify(data));Fmcty.fn.createCookie(cookieName,value,lifetime);};Fmcty.fn.saveRngFormValues = function(data){var values = data.values;var rngData = {};rngData.cookieTimeStamp = new Date();rngData.currentField = $(data.section).attr(‘data-fmcty-section’);$.each(values,function(key,value){if ($.inArray(key,Fmcty.rngFields) !== -1){rngData[key] = value;}});Fmcty.fn.createRngCookie(rngData);};Fmcty.fn.deleteRngValues = function() {var cookieName = “rngFormData”;Fmcty.fn.createCookie(cookieName,””,-1);};Fmcty.fn.createCookie = function(name,value,days) {if (days) {var date = new Date();date.setTime(date.getTime()+(days*24*60*60*1000));var expires = “; expires=”+date.toGMTString();}else var expires = “”;document.cookie = name+”=”+value+expires+”; path=/”;};Fmcty.fn.utf8_to_b64 = function( str ) {return window.btoa(unescape(encodeURIComponent( str )));};Fmcty.fn.createRldCookie = function(data){var cookieName = “rldFormData”;var lifetime =1;var value = Fmcty.fn.utf8_to_b64(JSON.stringify(data));Fmcty.fn.createCookie(cookieName,value,lifetime);};Fmcty.fn.saveRldFormValues = function(data){var values = data.values;var rldData = {};rldData.cookieTimeStamp = new Date();rldData.currentField = $(data.section).attr(‘data-fmcty-section’);$.each(values,function(key,value){if ($.inArray(key,Fmcty.rldFields) !== -1){rldData[key] = value;}});Fmcty.fn.createRldCookie(rldData);};Fmcty.fn.deleteRldValues = function() {var cookieName = “rldFormData”;Fmcty.fn.createCookie(cookieName,””,-1);};Fmcty.fn.createCookie = function(name,value,days) {if (days) {var date = new Date();date.setTime(date.getTime()+(days*24*60*60*1000));var expires = “; expires=”+date.toGMTString();}else var expires = “”;document.cookie = name+”=”+value+expires+”; path=/”;};Fmcty.fn.setBindings = function(form_var){form_var.on(“fmcty:next fmcty:prev”,function(e,data){var scrollTop = $(document).scrollTop(),formTop = $(‘#v4_lp’).offset().top;if ( scrollTop > formTop ) {$(“html, body”).animate({scrollTop:formTop},500)}});form_var.on(“fmcty:next”,function(e,data){var elem = data;if (data.section) {elem = data.section; /* Fmcty 2.0 conversion */}if (typeof ga !== ‘undefined’) {ga(‘vuhlga.send’, {hitType: ‘event’,eventCategory: ‘Formocity: #v4_lp’,eventAction: ‘Advance To Section’,eventLabel: $(elem).data(‘fmctySection’)});}});form_var.on(“fmcty:prev”,function(e,data){var elem = data;if (data.section) {elem = data.section; /* Fmcty 2.0 conversion */}if (typeof ga !== ‘undefined’) {ga(‘vuhlga.send’, {hitType: ‘event’,eventCategory: ‘Formocity: #v4_lp’,eventAction: ‘Back To Section’,eventLabel: $(elem).data(‘fmctySection’)});}});form_var.on(“fmcty:change”,function(e,data){if (window.dataLayer && data && data.input_name && ( data.input_name === “property_value” || data.input_name === “home_value” ) ) {var adValue = parseInt(data.value) / 1000;window.dataLayer.push({event : “adValue”,adValue : adValue});}});form_var.on(“fmcty:submit”,function(e,data){var values;if (data.values) {values = data.values;} else {values = data;}if (typeof ga !== ‘undefined’) {ga(‘vuhlga.send’, {hitType: ‘event’,eventCategory: ‘Formocity: #v4_lp’,eventAction: ‘Submit’,eventLabel: values.plc + ‘ ~ ‘ + values.purpose});}if (window.dataLayer) {if ( ! ( parseInt(values.property_value) ‘).prependTo(‘#v4_lp’);progWrapper = progBar.wrap(“).parent();progText = $(“).appendTo(progWrapper);});form_var.on(‘fmcty:progress_updated’,function(e,data){var progress = data;if (data.progress) {progress = data.progress; /* Fmcty 2.0 conversion */}if (progBar && progBar.length){var progressPct = (progress.currentStep)/progress.activeSteps*100;if (isNaN(progressPct) || progressPct 100) {progressPct = 100;}progBar.css(‘transform’, ‘translateX(-‘ + (100-progressPct) + ‘%)’);if (progress.completedSteps > 0) {progWrapper.addClass(‘fmcty-progress-bar-active’);}}});form_var.on(‘fmcty:section_complete’, function(e, data){if (data.section.attr(‘data-fmcty-section’) == ’email’){if(Fmcty.v4_lp) {var values = Fmcty.v4_lp.values;$.post(“/v3/marketo_partial.php”, values);}}});var plc = form_var.data(‘fmctyPlc’);if (plc && window.mrcFormConfig && window.mrcFormConfig.inputs && window.mrcFormConfig.inputs.plc) {window.mrcFormConfig.inputs.plc.value = plc;}form_var.on(‘fmcty:ready’,function(e,data) {var autocomplete_click = false;function autoAdvanceSection (section) {var hasAutoAdvance = !(section.data(‘fmcty-auto-advance’) === false);if (hasAutoAdvance) {Fmcty[‘v4_lp’].next();}}form_var.on(‘click’,’.fmcty-autocomplete-result’,function(e) {e.preventDefault();var link= $(this),section = link.closest(‘.fmcty-section’),hint= section.find(‘.fmcty-autocomplete-placeholder’),prop_search = section.find(‘input[name=”property_search”]’),prop_zip= section.find(‘input[name=”property_zip”]’),prop_state= section.find(‘input[name=”property_state”]’),prop_city = section.find(‘input[name=”property_city”]’);prop_zip.val(link.data(‘zip’)).trigger(‘change’);prop_city.val(link.data(‘city’)).trigger(‘change’);prop_state.val(link.data(‘state’)).trigger(‘change’);prop_search.val(link.text());hint.val(link.text());section.find(‘#prop_search_aria_update’).text(hint.val() + ‘ selected’);section.removeClass(‘mrc-zip-complete’);prop_search.attr(‘aria-expanded’, ‘false’);if ( ” == ‘standard’ ) {prop_search.focus().closest(‘.fmcty-field’).removeClass(‘fmcty-field-focused’);} else {autoAdvanceSection(section);}}).on(‘mousedown’,’.fmcty-autocomplete-result’, function(e) {autocomplete_click = true;});form_var.find(‘[name=”property_search”]’).not(‘[type=”hidden”]’).wrap(“).on(‘focus’,function(e){var link = $(this),section = link.closest(‘.fmcty-section’);link.closest(‘.fmcty-field’).addClass(‘fmcty-field-focused’);if (section.hasClass(‘mrc-zip-complete’)) {prop_search.attr(‘aria-expanded’, ‘true’);}}).on(‘blur’,function(e){var link= $(this),section = link.closest(‘.fmcty-section’),prop_search = section.find(‘input[name=”property_search”]’);if(autocomplete_click) {autocomplete_click = false;form_var.on(‘mouseup’, function() {$(link).closest(‘.fmcty-field’).removeClass(‘fmcty-field-focused’);prop_search.attr(‘aria-expanded’, ‘false’);$(this).off(‘mouseup’);});} else {$(link).closest(‘.fmcty-field’).removeClass(‘fmcty-field-focused’);prop_search.attr(‘aria-expanded’, ‘false’);}}).on(‘keydown’,function(e){if(e.which === 13) {e.preventDefault();e.stopImmediatePropagation();}}).on(‘keyup’,function(e) {var input = $(this),section = input.closest(‘.fmcty-section’);hint= section.find(‘.fmcty-autocomplete-placeholder’),prop_field= section.find(‘.field-property_search’),prop_search = section.find(‘input[name=”property_search”]’);var results = $(‘.fmcty-autocomplete-result’);section.find(‘.fmcty-autocomplete-placeholder’).val(“);switch(e.which) {case 9:break;case 13:section.removeClass(‘mrc-zip-complete’);section.find(‘#prop_search_aria_update’).text(hint.val() + ‘ selected’);if ( ” == ‘standard’ ) {prop_search.focus().closest(‘.fmcty-field’).removeClass(‘fmcty-field-focused’);} else {autoAdvanceSection(section);}break;case 16:case 37:case 38:case 39:case 40:break;default:Fmcty.fn.locationLookup({“event”: e,”input”: input,”value”: input.val()});break;}if (results.length && prop_field.hasClass(‘fmcty-field-focused’) && section.hasClass(‘mrc-zip-complete’) ) {var selected_result = results.filter(‘.hover’);results.removeClass(‘hover’).attr(‘aria-selected’, ‘false’);prop_search.attr(‘aria-activedescendant’, “);if (e.which === 38 || e.which === 40) {var hint= section.find(‘.fmcty-autocomplete-placeholder’),prop_zip= section.find(‘input[name=”property_zip”]’),prop_state= section.find(‘input[name=”property_state”]’),prop_city = section.find(‘input[name=”property_city”]’);switch(e.which) {case 38:if (selected_result.length && selected_result.parent().prev().children(‘a’).length) {selected_result = selected_result.parent().prev().children(‘a’).addClass(‘hover’).attr(‘aria-selected’, ‘true’);prop_search.attr(‘aria-activedescendant’, selected_result.attr(‘id’));input.val(selected_result.text());hint.val(selected_result.text());prop_zip.val(selected_result.data(‘zip’)).trigger(‘change’);prop_city.val(selected_result.data(‘city’)).trigger(‘change’);prop_state.val(selected_result.data(‘state’)).trigger(‘change’);} else {prop_search.attr(‘aria-activedescendant’, “);}break;case 40:if (! selected_result.length) {selected_result = results.first().addClass(‘hover’).attr(‘aria-selected’, ‘true’);} else if (selected_result.parent().next().children(‘a’).length) {selected_result = selected_result.parent().next().children(‘a’).addClass(‘hover’).attr(‘aria-selected’, ‘true’);} else {selected_result = results.last().addClass(‘hover’).attr(‘aria-selected’, ‘true’);}prop_search.attr(‘aria-activedescendant’, selected_result.attr(‘id’));input.val(selected_result.text());hint.val(selected_result.text());prop_zip.val(selected_result.data(‘zip’)).trigger(‘change’);prop_city.val(selected_result.data(‘city’)).trigger(‘change’);prop_state.val(selected_result.data(‘state’)).trigger(‘change’);break;}}}});});form_var.on(‘fmcty:ready’, function() {function check_ap() {if (typeof window.activeProspectCert !== ‘undefined’) {$(“input[name=’ap_token’]”).val(window.activeProspectCert).trigger(‘change’);} else {if(typeof loadTrustedForm == ‘function’) {loadTrustedForm();setTimeout(check_ap,1000);}}}check_ap();});form_var.on(‘fmcty:ready’, function(e,data){Fmcty.rngFields = [];var allInputs = Fmcty[data.form_id].config.inputs;Fmcty.rngFields.push(‘cookieTimeStamp’);Fmcty.rngFields.push(‘currentField’);$.each(allInputs,function(key,value){if((! this.doNotTrack && this.type !== “hidden” && this.type !== “html”) || key === “curi” || key === “first_name” || key === “last_name” || key === “email” || key === “property_zip” || key === “property_state” || key === “property_city”){Fmcty.rngFields.push(key);}});});form_var.on(‘fmcty:section_complete’, function(e,data){Fmcty.fn.saveRngFormValues(data);});form_var.on(‘fmcty:submit’, function(e,data){Fmcty.fn.deleteRngValues();});};Fmcty.fn.setBindings(mrcForm);populateAddresses = function (result) {var input = $(‘input[name=”property_search_2″]’);var section = input.closest(‘.fmcty-section’);var prop_search = section.find(‘input[name=”property_search_2″]’);var prop_rupid = section.find(‘input[name=”property_rupid”]’);var autocomplete = section.find(‘.fmcty-autocomplete’);var autocomplete_results = autocomplete.find(‘.fmcty-autocomplete-results’);var placeholder = $(‘.fmcty-autocomplete-placeholder’);if (typeof result.content !== ‘undefined’) {autocomplete_results.html(“”);placeholder.html(“”);section.find(“#prop_search_aria_update”).text(result.content.length + ” location results”);section.removeClass(“fmcty-section-waiting mrc-section-waiting”).addClass(“mrc-zip-complete”);section.find(“.fmcty-field-validation”).remove();if (result.content.length > 0) {for (var i = 0; i ‘ + autocomplete_item + ‘‘);}} else {autocomplete_results.append(‘

  • Sorry, no results found
  • ‘);}} else {section.removeClass(“fmcty-section-waiting mrc-section-waiting”).removeClass(“mrc-zip-complete”);prop_search.attr(“aria-expanded”, “false”);section.find(“#prop_search_aria_update”).text(“”);prop_rupid.val(“”).trigger(“change”);section.find(“.fmcty-ajax-result-description”).remove();}$(‘body’).on(‘click’, ‘.fmcty-autocomplete-result’, function (e) {e.preventDefault();var link = $(this);var prop_address = section.find(‘input[name=”address”]’);var prop_rupid = section.find(‘input[name=”property_rupid”]’);prop_rupid.val(link.data(‘rupid’)).trigger(‘change’);prop_address.val(link.data(‘address’)).trigger(‘change’);placeholder.val(“);});$(‘[name=”property_search_2″]’).not(‘[type=”hidden”]’).on(‘keyup’, function (e) {var input = $(this),section = input.closest(‘.fmcty-section’),placeholder = $(‘.fmcty-autocomplete-placeholder’),results = $(‘.fmcty-autocomplete-results a’);if (results.length) {var selected_result = results.filter(‘.hover’);if (e.which === 38 || e.which === 39 || e.which === 40) {var prop_rupid = section.find(‘input[name=”property_rupid”]’),prop_zip = section.find(‘input[name=”zip”]’),prop_state = section.find(‘input[name=”property_state_2″]’),prop_city = section.find(‘input[name=”property_city_2″]’),prop_address = section.find(‘input[name=”address”]’);switch (e.which) {case 38: if (selected_result.length && selected_result.parent().prev().children(‘a’).length) {prop_rupid.val(selected_result.data(‘rupid’)).trigger(‘change’);prop_address.val(selected_result.data(‘address’)).trigger(‘change’);}placeholder.val(“);break;case 39: input.val(result.content[0].full_address.toUpperCase()).trigger(‘change’);prop_zip.val(result.content[0].zip).trigger(‘change’);prop_city.val(result.content[0].city).trigger(‘change’);prop_address.val(result.content[0].street_address).trigger(‘change’);prop_state.val(result.content[0].state).trigger(‘change’);prop_rupid.val(result.content[0].rupid).trigger(‘change’);placeholder.val(“);break;case 40: prop_address.val(selected_result.data(‘address’)).trigger(‘change’);prop_rupid.val(selected_result.data(‘rupid’)).trigger(‘change’);placeholder.val(“);break;}}}});};mrcForm.formocity(window.mrcFormConfig);}); ]]>

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    The U.S. housing market’s topsy-turvy ride shows no sign of letup in the new year, as mortgage applications rose sharply last week despite fears that home sales will keep sinking in 2023. See the…

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    A housing market 'trough' is around the corner and should be a welcome relief to real estate firms like Zillow, a Bank of America analyst says

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